Crèditvida Previsió

Crèditvida Previsió, is a life insurance policy that, in addition to paying specific compensation in the event of death, offers a comprehensive service that covers the cost of funeral expenses, the repatriation of the insured and the relevant administrative services, so that the family do not need to worry about the procedures required in the event of a death.

Characteristics

  • Once contracted, Crèditvida Previsió, remains in force until the death of the insured.
  • If you live in Andorra and you are less than 65 years old, you can contract this service and benefit from the advantages of this policy.

Advantages

It provides a wide range of services at the time of death, so that neither the insured nor the beneficiaries are left without support under any circumstances.

  • All administrative formalities, necessary procedures and the entire funeral process are handled by trustworthy professionals. All administrative services are included so that the family do not have to worry about the formalities that must be completed in the event of a death: :
    · Procedures in the Civil Registry:
    · Community requirements:
    · CASS requirements:
    · Last will and testament:
    · Translation of documents:
    · Formalities at the Embassy.
  • Enjoy a 10% discount on the premium for the first 6 months if your salary is paid directly into an account with Crèdit Andorrà.

By paying an additional premium you can contract other guarantees covering death caused by accident:

  • 6.500 euros extra (total 13.000 euros) if the insured dies in an accident.
  • 6.500 euros extra (total 19.500 euros) if the insured dies in a traffic accident.
  • 6.500 euros extra (total 26.000 euros) if the insured and his/her spouse die in the same traffic accident.

Benefits

  • Insured capital at death is 6.500 euros.
  • In all cases, the policy also includes funeral expenses up to a maximum of 4,500 euros. If these expenses should be less than the insured amount, the surplus will be paid in cash to the beneficiaries.
  • From the date on which the policy is taken out, the sum of 4,500 euros will be increased by 2.75% annually.
  • The policy covers the cost of repatriation, from other countries to Andorra or from Andorra to the country of origin of the insured.

In the event of a claim

In the event of the insured person’s death, the family or beneficiaries can call Pompes Fúnebres de les Valls (+376 86 66 32 – 24 hour service). They must identify themselves as relatives or beneficiaries of a person insured by Crèdit Assegurances.

 

If the funeral services of another company is used, the corresponding invoice and death certificate must be presented to receive the relevant compensation.

 

The repatriation of the deceased to countries outside Europe, with the exception of the Maghreb countries (Algeria, Morocco and Tunisia), will only be possible after cremation.

In the event of a claim

In the event of the insured person’s death, the family or beneficiaries can call Pompes Fúnebres de les Valls (+376 86 66 32 – 24 hour service). They must identify themselves as relatives or beneficiaries of a person insured by Crèdit Assegurances.

 

If the funeral services of another company is used, the corresponding invoice and death certificate must be presented to receive the relevant compensation.

 

The repatriation of the deceased to countries outside Europe, with the exception of the Maghreb countries (Algeria, Morocco and Tunisia), will only be possible after cremation.

FAQ

If you have questions about our products, take a look at the answers to frequently asked questions in this section.